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Cetelem in Russia

Following its strategy of international development Cetelem operates in Russia since 2007, as structural unit of BNP Paribas ZAO.

Cetelem implants modern European technologies in the sphere of financial services on the Russian market .

Cetelem  in Russia will offer its clients a complete range of innovative consumer finance products including:

• Consumer loans in points of sale
• Car loans
• Revolving credit cards

Our commercial strategy is focused on fast regional expansion and on close cooperation with commercial partners, car dealers and manufacturers.

Cetelem is currently present in 44 major Russian cities.

Main principles of Cetelem work:

• Fast decisions taking
• Accessibility and transparency of services
• High acceptance rate
• Using cutting-edge IT technologies to manage huge volumes 
• Using modern risk management and scoring technologies
• High-quality services
• Adaptation of products and services to needs and expectations of Russian clients in every region

We are convinced that credit must contribute in a long-lasting way to the improvement of the quality of life on personal, social and economic levels.